Currency Converter

Whether you're planning international travel, comparing prices across countries, or checking freelance payment values — this converter gives you real mid-market exchange rates without any hidden markup. Rates are sourced directly from the European Central Bank.

Mid-Market vs Bank Rates

The mid-market rate is the true exchange rate — the midpoint between buy and sell prices on global currency markets. Banks, payment apps, and exchange services add their own margin (typically 1-5%) on top of this rate. By checking the mid-market rate here first, you can see exactly how much markup you're paying elsewhere.

Common Currency Pairs

The most traded currency pairs globally are EUR/USD, USD/JPY, GBP/USD, and USD/CHF. For travelers, the most common conversions are between USD and the local currency of their destination. For freelancers and remote workers, USD to INR, USD to PHP, and EUR to GBP are frequently checked.

Tips for Getting Better Rates

Avoid airport exchange counters (worst rates). Use a no-foreign-transaction-fee credit card when traveling. For wire transfers, compare services like Wise (formerly TransferWise) against your bank — the difference can be significant on large amounts. Always decline "dynamic currency conversion" at point of sale — it locks in a worse rate.